Dog bite are more common than you think
Over one-third of all home insurance claims settlements and recoveries are due to dog bites. According to data from a survey of home owners, property owner insurance companies pay an average $500 million per year.
Changing Policies
In recent years, many home-owner insurance companies have included a provision in their policies that eliminates any financial burden from dog bite victims. Insurance companies can achieve this goal in a number of ways.
1. Exclusion of a specific breed from insurance coverage. Statistically, these breeds are more likely to cause harm. Pitt Bulls Akitas, Rottweilers, Rottweilers, Doberman Pinchers and Akitas.
2. Some insurance companies take a more holistic approach and exclude all coverage for animal attacks such as dog bites, wild animal attacks, and so on. The vast majority of homeowners insurance policies cover dog attacks on innocent victims.
Factors that are likely to affect a potential settlement include:
- When the injuries were sustained
- Where on the body the injury is
- Who was attacked
- the severity of injury
- the breed of dog involved.
It is important that you consult with an experienced and trusted dog bite lawyer before you begin any legal action for your injuries. They will be able determine the coverage available based on your specific case and help you determine the best legal course of action to ensure that you receive fair and equitable compensation for your losses.
What can you get compensated for?
- Medical costs including hospitalizations and emergency room visits
- Future medical and prescription drug costs
- Loss of wages and future income loss
- Permanent scarring and disfigurement of the body and face
- Pain and Suffering sometimes called emotional damages
- Property Damage
- Punitive Damages – where applicable, based on your claim.
Approximate a potential monetary settlement for your dog bite injury using Estimated Damages Calculator
Summarized from an article by The Downtown LA Law Group.
